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	<description>Bill Griffith Jr CFP Blog</description>
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		<title>Year End Tax Tips: Deductible HSA Contributions</title>
		<link>http://www.billgriffithjr.com/year-end-tax-tips-deductible-hsa-contributions/</link>
		<comments>http://www.billgriffithjr.com/year-end-tax-tips-deductible-hsa-contributions/#comments</comments>
		<pubDate>Sat, 31 Dec 2011 17:41:41 +0000</pubDate>
		<dc:creator>Bill Griffith Jr CFP</dc:creator>
				<category><![CDATA[Health Insurance]]></category>
		<category><![CDATA[2011 hsa contribution limits]]></category>
		<category><![CDATA[health savings account]]></category>
		<category><![CDATA[high deductible health plan]]></category>
		<category><![CDATA[tax tips]]></category>

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		<description><![CDATA[If you have a high deductible health plan, you may also have a health savings account (HSA). HSA contributions are tax deductible on Form 1040 subject to the 2011 HSA contribution limits. Health Savings Account (HSA) As you may know, a health savings account (HSA) is a special account that you can establish in conjunction [...]]]></description>
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		<title>Year End Tax Tips: Charitable Donations</title>
		<link>http://www.billgriffithjr.com/year-end-tax-tips-charitable-donations/</link>
		<comments>http://www.billgriffithjr.com/year-end-tax-tips-charitable-donations/#comments</comments>
		<pubDate>Fri, 30 Dec 2011 17:56:48 +0000</pubDate>
		<dc:creator>Bill Griffith Jr CFP</dc:creator>
				<category><![CDATA[Charitable Giving]]></category>
		<category><![CDATA[charitable donations]]></category>
		<category><![CDATA[charitable organization]]></category>
		<category><![CDATA[standard deduction]]></category>
		<category><![CDATA[tax tips]]></category>

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		<description><![CDATA[Here are three things you must do for a charitable contribution of cash or property to be tax deductible for the 2011 tax year. Itemize Deductions Obviously, you must itemize deductions. Gifts to charity are included on Schedule A of Form 1040. If you don&#8217;t itemize, it&#8217;s probably because the standard deduction for your filing [...]]]></description>
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		<title>Year End Tax Tips for 2011: Retirement Savings Plans</title>
		<link>http://www.billgriffithjr.com/year-end-tax-tips-for-2011-retirement-savings-plans/</link>
		<comments>http://www.billgriffithjr.com/year-end-tax-tips-for-2011-retirement-savings-plans/#comments</comments>
		<pubDate>Thu, 29 Dec 2011 16:38:41 +0000</pubDate>
		<dc:creator>Bill Griffith Jr CFP</dc:creator>
				<category><![CDATA[Taxes]]></category>
		<category><![CDATA[individual retirement account]]></category>
		<category><![CDATA[ira contribution]]></category>
		<category><![CDATA[retirement plan]]></category>
		<category><![CDATA[save money]]></category>
		<category><![CDATA[tax tips]]></category>

		<guid isPermaLink="false">http://www.billgriffithjr.com/?p=1957</guid>
		<description><![CDATA[Here&#8217;s a tax tip to help you save money for retirement and lower your taxes in 2011. You have until April 17, 2012 for it to count for the 2011 tax year. Elective Deferrals If you participate in an employer sponsored 401k or other retirement plan at work, then you may know that elective deferrals [...]]]></description>
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		<title>Find Affordable Health Insurance Plans for Individuals</title>
		<link>http://www.billgriffithjr.com/find-affordable-health-insurance-plans-for-individuals/</link>
		<comments>http://www.billgriffithjr.com/find-affordable-health-insurance-plans-for-individuals/#comments</comments>
		<pubDate>Tue, 27 Dec 2011 18:16:16 +0000</pubDate>
		<dc:creator>Bill Griffith Jr CFP</dc:creator>
				<category><![CDATA[Health Insurance]]></category>
		<category><![CDATA[affordable health insurance]]></category>
		<category><![CDATA[compare health insurance]]></category>
		<category><![CDATA[health insurance plans]]></category>
		<category><![CDATA[low cost health insurance]]></category>

		<guid isPermaLink="false">http://www.billgriffithjr.com/?p=1951</guid>
		<description><![CDATA[If your situation has changed over the years, you may be able to reduce your health insurance costs by finding a low cost health insurance plan better suited to your needs. Compare Health Insurance Plans One way to find a low health insurance plan better suited to your needs is by comparing plans. A good [...]]]></description>
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		<title>Reviewing Your Monthly Budget</title>
		<link>http://www.billgriffithjr.com/reviewing-your-monthly-budget/</link>
		<comments>http://www.billgriffithjr.com/reviewing-your-monthly-budget/#comments</comments>
		<pubDate>Mon, 26 Dec 2011 18:37:41 +0000</pubDate>
		<dc:creator>Bill Griffith Jr CFP</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[budgeting tools]]></category>
		<category><![CDATA[monthly budget]]></category>
		<category><![CDATA[personal budget]]></category>
		<category><![CDATA[personal finances]]></category>
		<category><![CDATA[year end review]]></category>

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		<description><![CDATA[A year end review of your personal finances would not be complete without reviewing your personal budget.  Fortunately, there&#8217;s a variety of budgeting tools to help you keep track of your spending. Financial Success Everyone wants to achieve financial success.  But before you can to save money and prepare for retirement, you must know where [...]]]></description>
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