In the first phase of retirement planning, the focus is on how to save enough money to retire. This is the accumulation phase. The emphasis in the second phase is on retirement income planning which occurs as you prepare for the distribution phase. Distribution Phase One of the main reasons why so many people run [...]
The last three years have certainly been a major test of nerves for investors with the recession, the financial crisis, and the economy. However, a recent survey indicated that – even with all the turbulence in the economy – the majority of 401k plan participants continued making regular contributions to their defined contribution plan. More [...]
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