In the first phase of retirement planning, the focus is on how to save enough money to retire. This is the accumulation phase. The emphasis in the second phase is on retirement income planning which occurs as you prepare for the distribution phase. Distribution Phase One of the main reasons why so many people run [...]
If you are taking distributions from your IRA, you might remember that there was a one year suspension of required minimum distributions in 2009. Because of this suspension, you were not required to take a required minimum distribution (RMD) in 2009. IRA Withdrawal Rules Due to the one year suspension in 2009, the IRA withdrawal [...]
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